Upflow vs Chaser Pricing for Accounts Receivable Teams, Plans and What Each Price Counts

Chaser publishes US dollar prices that start at $259 a month, and Upflow publishes no price at all. Read from both vendors' own pricing pages on November 8, 2026, Chaser Compact is $259 a month ($233 billed annually) for companies under $5 million in revenue, while every Upflow plan, from Starter to Enterprise, says Ask for a quote. Chaser is the one you can budget for before a sales call. Upflow is priced by the invoices you run through it and sold through a conversation.

Both tools chase late customer payments. Neither one proves that the cash which arrived matches what sits in the ledger, and that check is where month end time goes. The tables show only what each vendor publishes, and where a page left something out we say so.

How much does Chaser cost compared with Upflow?

Chaser lists three self-serve plans and a custom one, priced by total company revenue. In US dollars the pricing page shows Compact from $259 a month, Core from $779 and Complete from $1,169, each with a lower rate when billed annually. Upflow shows no figure, so the only comparison possible is the shape of the meter and what each plan includes.

Chaser's page lists several currencies side by side, so the dollar figures above are the ones marked with a dollar sign, and the revenue bands use the USD thresholds. Confirm your own currency and band on the page. Upflow's page also describes a free Discover plan, a dashboard with insights and no collections tools.

What does Chaser's Care add-on cost?

Chaser Care adds a dedicated receivables specialist who handles follow-ups, phone calls, inbox management and dispute queries on top of the software. In US dollars the page shows Compact plus Care from $1,199 a month, Core plus Care from $2,149 and Complete plus Care from $2,799, with lower annual rates. That is the price of outsourcing part of the work, not of the software, so compare it with a salary rather than with Upflow.

Which one fits a small finance team?

Pick Chaser when you want to see a number first, your revenue sits under $13 million, and you want reminders, a payment portal and forecasting without a sales cycle. Pick Upflow when you invoice at volume, want AI agents for collections and cash application, and expect a negotiated contract.

• Under $5 million in revenue, a few users. Chaser Compact at $259 a month, or $233 billed annually.
• Several people work the receivables list. Both include unlimited users above the entry tier. Upflow includes them on every plan.
• Automated cash application. Upflow lists a Cash Application Agent on Accelerate and Enterprise. Chaser's plan cards do not describe one.
• You want a specialist to do the chasing. Chaser Care is a published add-on. Upflow's page does not mention a service tier.
• Multi-entity. Chaser lists it from Core, and Upflow lists multi-entity dashboards from Grow.

Does either tool reconcile your bank account?

Neither pricing page lists bank reconciliation as a feature. Both help you get paid, and Upflow's agent can apply an incoming payment to an open invoice. Neither one matches the deposit on your bank statement to the ledger, flags the payment that cleared twice, or explains the refund that reached the bank but never reached the books. That matching is a separate job.

It is a real job for receivables teams. A payment processor can send twenty customer payments as one deposit, a customer can settle two invoices with a single wire, and a short payment leaves a balance nobody wrote off. Reconciler connects QuickBooks Online, Xero and NetSuite read-only, reads the bank next to the ledger, and writes a plain English reason under each match. It posts nothing, so it sits beside Chaser or Upflow and checks their results. See Reconciler pricing for the published plans, or read how Reconciler compares with Upflow in detail.

What about the money going out?

Receivables is half of the cash picture. The payables side has its own price traps, which we compared in Bill.com vs Melio pricing and payment fees. Once the bank, the invoices and the bills agree, the next task is turning the reconciled ledger into numbers a board can read, and a tool that can turn a bookkeeping export into board-ready financial statements picks up from there.

Questions to ask before you buy

• What is the meter? Chaser counts company revenue. Upflow counts the invoice value you run through it. Ask which number you will be billed on at renewal.
• Is the price per user? Neither page charges per seat above the entry tier, so a growing team does not raise the bill.
• What is billed annually? Chaser shows the lower annual rate. Ask Upflow whether the quote is annual only.
• Which currency is the page showing? Chaser's page lists several. Check that you are reading the US row.
• Who proves the bank matches? If the answer is a person with a spreadsheet, budget that time.

Prices in this category change often, so confirm any figure on the vendor's own page before you commit. If your receivables tool is already chosen and the month end still will not close, see what Reconciler does that Upflow does not and start with the plan that fits your ledger.