Numeric vs FloQast: Pricing, Reconciliation and Fit Compared

Numeric and FloQast are both close management platforms sold to accounting teams, and the cleanest way to tell them apart is what each one publishes about price. Numeric prints a starting figure, $30 per user per month for its Essentials tier, and puts its two higher tiers behind a quote. FloQast prints no figure for any of its six packages and states plainly that it does not charge per user at all. That single difference tells you most of what you need to know about who each one is built for.

Last updated August 2026. Every price and package name below was checked against numeric.io and floqast.com on August 16, 2026. Both vendors change packaging, so verify before you budget.

Numeric vs FloQast: which should you buy?

Buy Numeric if you are a small or growing finance team that wants a published entry price, a fast start and a modern close checklist, and you can live with the fact that the automation you probably came for sits in the tiers above the published one. Buy FloQast if you are a larger accounting organization where the close, the review workflow and the compliance program need to live in one system, headcount is growing, and you have a procurement process that can absorb a quote cycle.

Neither is a transaction matching engine in the sense that a high volume operations team means it, and that is the most common mismatch in this comparison. If your actual problem is that a hundred thousand bank and processor lines have to be paired every month, both of these are the wrong shape and you want a matching engine underneath your close tool rather than instead of it.

How much do Numeric and FloQast cost?

Numeric publishes one figure. FloQast publishes none. Here is exactly what each site shows.

Numeric is more transparent, and that genuinely counts for something when you are building a budget line before you have permission to take vendor calls. But the transparency is narrower than it first appears, which is the next section and the most useful thing on this page.

The $30 tier does not include the reconciliation automation

This is the detail that changes evaluations, and it is sitting in plain sight on Numeric's own pricing page. Essentials, the published tier, is the close project management layer: month-end, quarter-end and year-end task tracking, preparer and reviewer segregation of duties, a holiday calendar upload, review notes and custom task categories, Slack integration with a daily digest, email request automations, and a technical AI assistant.

The things most people are actually shopping for arrive one tier up. Growth is where Numeric puts live ERP and file storage integration, auto-reconciliation with a notification when an account no longer reconciles, AI parsing of bank statements for reconciliation, flux analysis, and CPA led onboarding. Enterprise adds ongoing transaction monitoring, custom reporting, unlimited flux reporting, SAML single sign-on, live bank feed integrations, and the Cash Management product that does matching and journal entry automation.

So if you found Numeric by searching for reconciliation software, the published $30 is not the price of the thing you searched for. Growth and Enterprise are both "Custom", which means your real number comes from a quote just as it would with FloQast. Worth knowing before you build a spreadsheet around $30 times headcount.

Does FloQast charge per user?

No, and it says so in a headline on its own pricing page: "No Per-User Fees. Pricing Built Around Value, Not Headcount." The supporting copy states that packages "scale with your business outcomes, not your seat count" and that pricing is customized to each organization's scope and scale. That is an unusually explicit commitment for this category and it is worth taking at face value in a negotiation.

It also inverts the comparison depending on your size. A six-person accounting team on a per-user model pays for six people. A forty-person team on the same model pays for forty, and at some headcount a package price that ignores seat count becomes the cheaper structure. Nobody can tell you where that crossover sits for your organization, because one side of the equation is unpublished. What you can do is ask both vendors for a three-year number at your projected headcount rather than your current one, which is the question that surfaces the difference.

What is the difference between Numeric and FloQast?

Strip out the marketing and there are four differences that actually decide the purchase.

The compliance line is the one that separates them most in practice. FloQast sells the close and the control program as one connected thing, which is a real advantage if you are a public company or heading toward an audit that will ask who performed each control and who reviewed it. If that is your driver, it is worth being systematic about the obligations themselves as well as the close, because a close tool records that a task was done and not why the task exists or which regulation demands it, and keeping track of which controls map to which obligations is a separate discipline that neither of these products covers.

Which financial close systems offer the cheapest entry-level plans for small finance teams?

Numeric publishes the lowest entry price of the named close platforms, at $30 per user per month for Essentials. Among the wider category, only Numeric and a handful of smaller tools publish anything at all. BlackLine's pricing page returned a server error when checked in August 2026 and Trintech's returns a 404, so neither publishes a figure. FloQast publishes package names without prices. For a genuinely small team, the honest answer is that the cheapest entry point is usually the close checklist you already have plus a matching tool for the part that actually eats time, rather than a platform license.

Does Numeric do reconciliation?

Yes, from the Growth tier upward. Numeric's auto-reconciliation flags when an account no longer reconciles, its AI parses bank statements for reconciliation, and its Enterprise tier adds a Cash Management product that handles matching and journal entry automation. What it is not is a standalone high volume matching engine, and it is not sold as one. The reconciliation sits inside a close management product, which suits teams whose close is the organizing problem and suits teams drowning in transaction volume rather less.

Where a matching engine fits alongside either one

Plenty of teams end up owning both a close platform and a matching engine, and the split is usually clean. The close platform owns the calendar, the task list, the review hierarchy and the evidence that each account was signed off. The matching engine owns the part where fifty thousand bank lines, processor payouts and ledger entries have to be paired before any of that sign-off means anything. Reconciler is the second kind of tool: it connects to bank feeds, Stripe, PayPal, Square and your ledger read-only, pairs the transactions, explains each match in plain English, and publishes its prices at $49, $149 and $399 per month.

If you are not sure which of the two you are shopping for, enterprise reconciliation software sorts the nine different products sold under that name into the three separate industries that sell them, and says which six of them we do not do at all. The vendor by vendor view of what everyone in this category publishes about price is on account reconciliation software pricing, and month end close software separates the four different products sold under the close label.

Questions worth asking both vendors

These are the ones that produce different answers rather than the same brochure.

• What is the three-year total at our projected headcount, not our current one? This is where a per-user model and a package model separate.
• Which tier or package contains auto-reconciliation, and what does that phrase mean here? With Numeric the answer is Growth and above, published. With FloQast it is Close Automation, and you need the scope in writing.
• What happens when an account stops reconciling? Notification, workflow, ownership, ageing. This is the difference between a checklist and a control.
• How many transactions per account are you comfortable with? Ask for a customer reference at your volume, not your revenue.
• What does implementation actually involve, in weeks, and who does the work? Chart of accounts mapping and rule configuration land on your team regardless of what the statement of work says.
• Is there a per-entity charge? Multi-entity groups regularly discover this after the headline number is agreed.

The honest summary

Numeric is the more transparent vendor and the easier one to start with, as long as you understand that its published price buys the close checklist rather than the reconciliation automation. FloQast is the more complete program for a larger accounting organization, particularly one carrying a compliance obligation, and it will cost you a quote cycle to find out what it costs. Both are close platforms first. Neither replaces a matching engine if your real bottleneck is volume.

Deeper on each one individually: Numeric alternatives covers what Numeric does well and where teams outgrow it, FloQast alternatives does the same for FloQast, and how much FloQast costs goes further into what moves a FloQast quote up or down. The scored head to head across the whole category, including where each vendor beats us, is on best account reconciliation software.