Skip to content
Reconciler
How it works
AI reconciliation software Bank reconciliation software Cash reconciliation software Balance sheet reconciliation software Month end close software Transaction matching software Payment reconciliation software Intercompany reconciliation software Financial reconciliation software General ledger reconciliation software Ecommerce payment reconciliation software Automated account reconciliation software AI invoice reconciliation software Enterprise reconciliation software Transaction matching Bank feed connect Discrepancy detection Month-end close Audit trail Credit card reconciliation
For bookkeepers For controllers For finance teams Stripe reconciliation Ecommerce reconciliation Multi-entity
Best account reconciliation software Reconciliation software pricing Trintech vs BlackLine BlackLine alternative FloQast alternative Numeric alternative Nanonets alternative Oracle ARCS alternative Ledge alternative HighRadius alternative Trintech alternative Versapay alternative Modern Treasury alternative Vic.ai alternative ReconArt alternative Simetrik alternative AutoRek alternative Synder alternative A2X alternative Webgility alternative Xelix alternative Link My Books alternative MyWorks alternative SolveXia alternative SkyStem alternative Adra alternative Cadency alternative Kolleno alternative Booke AI alternative Botkeeper alternative Bookkeep alternative Taxomate alternative Safebooks AI alternative Xenett alternative Uncat alternative Connex for QuickBooks alternative Finaloop alternative Maxima AI alternative Digits alternative Rillet alternative Puzzle alternative DualEntry alternative Campfire alternative Kick alternative Zeni alternative Pilot alternative
Pricing Blog FAQ Contact Sign in
Pilot alternative

Pilot Accounting Pricing and Pilot Bookkeeping Alternatives for Teams That Keep Their Own Books

Pilot sells people and software together. Its finance team and AI keep your books in QuickBooks Online, close the month and hand you reports, and on the higher plans a named US-based bookkeeper explains the numbers. The price is set by how much your company spends each month, payroll and cost of goods included, which Pilot spells out in its FAQ. On the pricing page today there are three bookkeeping plans. Essentials is $99 a month for small businesses that want clean cash-basis books: AI categorizes transactions, reconciles accounts and closes the books monthly, and support is in-app messaging only. Core starts at $299 a month billed annually, or $399 month to month, for up to about $15,000 of monthly expenses, and the slider on the page climbs to $499 ($599) at $30,000, $679 ($815) at $100,000 and $999 ($1,199) at $200,000. Core adds the dedicated bookkeeper, cash or accrual books, payroll, AP, inventory and payment-platform data, ten vendor bills a month and reports by the tenth business day. Custom is the plan that lets you keep your existing QuickBooks account and history, with reports by the sixth business day and AR, AP, payroll and CFO help added. Tax filing, CFO services from $1,750 a month and outsourced operations from $850 a month are sold on top and most of them must be bought with Pilot Bookkeeping. Pilot works with US entities only, bills on an annual subscription, and every plan opens with Contact Sales. For a founder with nobody on the books, that is a reasonable trade. It is the wrong purchase when a bookkeeper, controller or outside CPA already keeps your ledger, because then you would be paying a second team for work you have covered. What that person usually needs is the slow, repetitive part automated. Reconciler connects QuickBooks Online, Xero or NetSuite read-only, matches Mercury, Brex and CSV bank and card lines plus Stripe, PayPal and Square payouts against the ledger, explains each pair in plain English and leaves your accountant in charge of every entry.

See pricing
Read-only Never moves money From $29 per month
Tie-out board
Difference $0.00 Reconciled
✓
Ledger

Read-only · Never moves money

In short

Pilot (pilot.com) is a bookkeeping, tax and CFO service for US startups and small businesses, run by its own finance team inside QuickBooks Online. Read on October 12, 2026, Pilot Bookkeeping Essentials is $99 a month for AI bookkeeping on up to $100,000 of monthly expenses, and Core starts at $299 a month billed annually ($399 month to month) and rises with your monthly expenses to $999 ($1,199) at $200,000. Custom is quoted. If you already have a bookkeeper or controller and only need bank, card and payout tie-out automated, Reconciler connects your ledger read-only from $89 a month billed yearly.

Controller comparing a printed trial balance with a bank statement at her desk

Side by side

Reconciler vs Pilot

Capability Reconciler Pilot
Publishes a price you can read today Every plan, on the pricing page Yes for Essentials and Core, with Core moving by monthly expenses; Custom is quoted
Self-serve signup, no sales call Every plan card says Contact Sales
What you are buying Software your own team runs A bookkeeping service, AI plus Pilot's finance team doing the work
Lowest published monthly price $29 per month billed yearly, bank and one processor Essentials $99 a month, cash basis, in-app messaging support
Price with a dedicated person or ledger connected $89 per month billed yearly with QuickBooks Online, Xero or NetSuite connected Core from $299 a month billed annually, $399 month to month, rising with monthly expenses
What sets the price Plan and number of entities Your monthly expenses, including payroll and cost of goods sold
Accounting software QuickBooks Online, Xero or NetSuite, the one you already use QuickBooks Online; keeping your existing QuickBooks account is listed on the Custom plan
Keeps your existing bookkeeper or CPA in charge Pilot's team keeps the books
Posts entries into the ledger No, read-only by design Yes, Pilot's team and AI post the entries
Bank and card reconciliation Yes, done by Pilot as part of the monthly close
Bank connections Mercury and Brex direct, any other bank or card as a CSV Bank, card, payroll, AP, inventory and payment platforms on Core
Explains in plain English why each pair matched Not stated on the pages read
Month-end reports Exceptions as soon as data syncs, your team closes By the 10th business day on Core, the 6th on Custom
Several entities Scale plan, exceptions for every entity in one view Complex business structures on Custom, quoted
Tax filing and CFO services Add-ons: tax from $1,000 a year, CFO from $1,750 a month billed annually
Contract Monthly or yearly billing Annual subscription; cancellation runs to the end of the billing cycle
Where it operates US businesses US entities only, per its FAQ
Third-party proof a buyer can check None yet Customer list and review-site listings
Built for Teams that already have a bookkeeper, controller or outside accountant and want reconciliation automated Startups and small businesses with no finance staff that want bookkeeping, tax and CFO work done for them

Comparison reflects general product positioning and is provided in good faith. Verify current capabilities with each vendor.

What it costs

Pilot pricing vs Reconciler pricing

How pricing works Reconciler Pilot
Entry plan Starter $29 per month billed yearly, $59 month to month Bookkeeping Essentials $99 a month, up to $100,000 in monthly expenses
Plan for a growing company Growth $89 per month billed yearly with your ledger connected, $179 month to month Core from $299 a month billed annually ($399 monthly) up to about $15,000 of expenses, $679 ($815) at $100,000, $999 ($1,199) at $200,000
Several entities or custom needs Scale $239 per month billed yearly; Enterprise $599 billed yearly Custom, quoted, includes keeping your own QuickBooks account
Business tax filing Not offered Single-member LLC from $1,000 a year, partnership or S-Corp from $2,000, C-Corp from $2,450, bought with Pilot Bookkeeping
CFO services Not offered Basic from $1,750 a month, Essentials from $3,150, Custom from $5,250, billed annually

Vendor pricing changes. We only state what each vendor publishes itself, and we do not repeat third-party estimates as fact. Confirm current numbers with Pilot before you decide. Reconciler pricing is on our pricing page, and the same check across every tool in the category, including which vendors publish a figure at all, is on our account reconciliation software pricing comparison.

Honest fit

Which one you should actually pick

Pick Pilot when

Pilot is the better buy for a US startup or small business with nobody on the books that wants bookkeeping, a monthly close, tax filing and later a fractional CFO from one firm, and is fine paying by monthly expenses on an annual contract inside QuickBooks Online.

Pick Reconciler when

Reconciler is the better buy when the bookkeeping is already covered. You keep your bookkeeper, controller or outside CPA and the ledger they work in, and you need bank, card and Stripe, PayPal or Square payouts proven against it every month without ticking lines by hand. It connects read-only, explains every match, flags every exception and costs $89 a month billed yearly with the ledger connected.

Questions people ask

Pilot alternatives, answered

How much does Pilot accounting cost?

Read on October 12, 2026, Pilot Bookkeeping Essentials is $99 a month for businesses with up to $100,000 in monthly expenses, and Core starts at $299 a month billed annually or $399 month to month, rising with monthly expenses to $999 ($1,199 monthly) at $200,000. Custom plans, tax filing and CFO services are priced separately.

How does Pilot price bookkeeping?

By monthly expenses. Pilot's FAQ says it counts the money your company spends each month, including payroll, cost of goods sold and distributions, and its Core price moves along that scale. Pilot bills on an annual subscription, and a pre-revenue startup can ask for a discount on Core.

What is the difference between Pilot Essentials and Core?

Essentials at $99 a month is AI-led cash-basis bookkeeping with a standard chart of accounts, a year-end package and in-app messaging support. Core adds a dedicated US-based bookkeeper, cash or accrual books, payroll, AP, inventory and payment-platform data, ten vendor bills a month and reports by the tenth business day.

Does Pilot use QuickBooks?

Yes. Pilot says it does all of its bookkeeping in QuickBooks Online and helps Xero users move over. Keeping your existing QuickBooks account and historical data is listed as a Custom plan feature, so ask during the sales call whether your current file stays as it is.

What are the best Pilot bookkeeping alternatives?

For another done-for-you service, buyers compare Pilot with Zeni and local or outsourced bookkeeping firms. For an AI ledger you run yourself, Digits, Puzzle and Kick. If you keep your own bookkeeper and only want reconciliation automated, Reconciler covers that from $89 a month billed yearly with QuickBooks Online, Xero or NetSuite connected.

Is Pilot or Zeni cheaper?

On published starting prices, Pilot is lower. Pilot Essentials is $99 a month and Core starts at $299 billed annually, while Zeni's AI Bookkeeping starts at $549 a month for Starter and $799 for Growth. Both rise with your volume, and both bill extra for tax and CFO work, so compare quotes at your own monthly expenses.

Does Pilot do bank reconciliation?

Yes. Pilot's Essentials plan says its AI reconciles accounts and closes the books monthly, and Core adds a human bookkeeper who reviews the books. Reconciliation is part of the service Pilot performs for you rather than a tool your own staff runs.

Can I cancel Pilot at any time?

Pilot prices on an annual subscription. Its FAQ says that if you cancel, the subscription continues until the end of your billing cycle, so plan a switch around the renewal date. Reconciler's Starter and Growth plans can be billed month to month or yearly.

Do I need Pilot or Reconciler?

Ask who does the books today. If nobody does and you want them handled, Pilot is a service built for that. If a bookkeeper, controller or CPA already keeps QuickBooks Online, Xero or NetSuite, Reconciler gives them automated matching and an explained exception list without changing who owns the books.

Reconcile your ledger

QuickBooks reconciliation NetSuite reconciliation Xero reconciliation Sage Intacct reconciliation Business Central reconciliation

How the matching works

Transaction matching Bank feed connect Discrepancy detection Month-end close Audit trail Credit card reconciliation

Other comparisons

Best account reconciliation software BlackLine alternative FloQast alternative Numeric alternative Nanonets alternative Oracle ARCS alternative Ledge alternative HighRadius alternative Trintech alternative Versapay alternative Modern Treasury alternative Vic.ai alternative ReconArt alternative Simetrik alternative AutoRek alternative Synder alternative A2X alternative Webgility alternative Xelix alternative Link My Books alternative MyWorks alternative SolveXia alternative SkyStem alternative Adra alternative Cadency alternative Kolleno alternative Booke AI alternative Botkeeper alternative Bookkeep alternative Taxomate alternative Safebooks AI alternative Xenett alternative Uncat alternative Connex for QuickBooks alternative Finaloop alternative Maxima AI alternative Digits alternative Rillet alternative Puzzle alternative DualEntry alternative Campfire alternative Kick alternative Zeni alternative What every reconciliation vendor actually publishes on price Bank reconciliation software for QuickBooks and Xero Reconciliation software for accountants Docyt alternatives and AI bookkeeping prices

See it on your own accounts

Upload CSV exports from any bank, card or ledger, or connect Mercury, Brex, Stripe, PayPal, Square, QuickBooks Online, Xero or NetSuite read-only. Transparent pricing, and a reconciliation in a fraction of the time. Reconciler matches both sides and explains every match. It never moves money. Decide for yourself.