Bank Reconciliation Software That Connects Your Bank, Processors, and Ledger Read-Only
Reconciler links your bank feed, payment processors, and accounting ledger with read-only access so both sides of every transaction land in one place. Connect Stripe, PayPal, or Square and your QuickBooks or Xero ledger, then let the matching begin.
Read-only · Never moves money
In short
Bank reconciliation is the practice of comparing the transactions in your bank account against the entries recorded in your accounting ledger to confirm they agree. Reconciler is bank reconciliation software that connects all three sources you need for a complete picture, your bank feed, your payment processors, and your ledger, using read-only access. It connects Stripe, PayPal, and Square to accounting systems like QuickBooks reconciliation software and Xero reconciliation automation, and it pulls in your bank feed as a bank feed reconciliation tool so nothing is entered twice. Once connected, an ACH deposit of $3,200.00 in your bank feed can be lined up against invoice 1043 marked paid in your ledger and the Stripe payout po_8821 that delivered the funds. Setup takes minutes because Reconciler reads what is already there rather than asking you to import files. It sits on top of your existing ledger with no rip-and-replace, and no records are changed on your side. The access is read-only by design, so Reconciler reads your transactions and never moves money or writes back to your bank or ledger.
What you get
Bank feed connect, built for finance teams, bookkeepers and controllers
Three sources, one view
Your bank feed, Stripe, PayPal, Square, and your QuickBooks or Xero ledger all flow into one place, so both sides of every transaction sit side by side.
Read-only by design
Reconciler reads transactions and balances only. It never moves money, posts entries, or changes a record in your bank or your ledger.
Connects your processors
Connect Stripe, PayPal, and Square to accounting in a few clicks, so a payout like po_8821 lines up with the sales it settled.
No rip-and-replace
Reconciler sits on top of QuickBooks, Xero, or NetSuite. You keep your ledger and your workflow, and add matching on top.
How it works
From connected to reconciled in four steps
Pick your sources
Choose your bank feed, your processors like Stripe, PayPal, and Square, and your ledger such as QuickBooks or Xero.
Authorize read-only
Approve a read-only connection for each source. Reconciler reads transactions and never gains permission to move money.
Both sides sync
The bank feed reconciliation tool pulls deposits, payouts, and ledger entries so an ACH deposit of $3,200.00 sits next to invoice 1043.
Start reconciling
With everything connected, matching runs automatically and your team reviews the results instead of importing files by hand.
Questions people ask
Bank feed connect, answered
How does automated bank reconciliation work?
Automated bank reconciliation works by pulling transactions from your bank feed and your accounting ledger, then matching each deposit, withdrawal, and fee to the entry that explains it. Reconciler adds payment processors to that picture, so an ACH deposit of $3,200.00 ties to invoice 1043 and the Stripe payout that delivered it.
How do I connect Stripe, PayPal, or Square to my accounting software?
Connect each processor to Reconciler with a read-only authorization, then connect your ledger the same way. Reconciler pulls payouts and fees from Stripe, PayPal, and Square and lines them up against your QuickBooks, Xero, or NetSuite entries, so a payout like po_8821 sits next to the sales it settled.
Is it safe to connect my bank account to reconciliation software?
Reconciler connects to your bank, processors, and ledger with read-only access, which means it can read transactions and balances but has no permission to move money, post entries, or change any record. A person reviews every exception, and nothing auto-posts.
Does Reconciler replace QuickBooks or Xero?
No. Reconciler sits on top of the ledger you already run, so your books stay in QuickBooks, Xero, or NetSuite and nothing is migrated. It reads both sides read-only, matches the transactions, and hands your team the exceptions. There is no rip-and-replace.
How long does it take to set up a bank feed connection?
Setup takes minutes, because Reconciler reads what is already in your accounts instead of asking you to import statements or CSV files. Pick your bank feed, your processors, and your ledger, approve a read-only connection for each, and matching starts on the transactions already there.
More features
See your accounts tie out
Connect your bank, processors and ledger read-only and reconcile in a fraction of the time. Reconciler matches transactions, flags what does not add up, and explains every match. It never moves money.